Long Branch, NJ vs Toms River, NJ

Toms River is moderately more affordable than Long Branch, with a 11.2% lower cost of living index. Long Branch scores 135 compared to 121 for Toms River, where the US average is 100. This difference means residents of Long Branch can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Long Branch is $1,744/month compared to $1,678/month in Toms River — a 4% difference. Home values follow the same pattern: Toms River is more affordable at $377,800 median vs $519,000.

Median household income in Long Branch is $73,381 compared to $95,759 in Toms River (-23.4%). Toms River offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Long Branch spend roughly 28.5% of their income on rent, more than the 21% in Toms River.