Long Beach, CA vs Modesto, CA

The cost of living difference between Long Beach, CA and Modesto, CA is dramatic. Modesto is 31.5% cheaper than Long Beach, a gap that translates to thousands of dollars per year in household expenses. Long Beach has a cost index of 157 while Modesto sits at 120, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Long Beach is $1,803/month compared to $1,609/month in Modesto — a 12% difference. Home values follow the same pattern: Modesto is more affordable at $415,600 median vs $762,200.

Median household income in Long Beach is $83,969 compared to $77,899 in Modesto (+7.8%). Long Beach does offer higher incomes, but the salary premium barely offsets the higher cost of living, leaving residents with a tighter budget. Looking at affordability, residents of Long Beach spend roughly 25.8% of their income on rent, more than the 24.8% in Modesto.

Climate-wise, both cities share similar average temperatures (64.9°F vs 63.1°F). Modesto receives more rainfall at 12.3" per year compared to 12" in Long Beach.