Lodi, NJ vs Union City, NJ

Lodi, NJ and Union City, NJ have a very similar cost of living, with only a 4.8% difference in their overall index. Lodi scores 127 while Union City scores 121 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Lodi is $1,675/month compared to $1,489/month in Union City — a 13% difference. Home values follow the same pattern: Union City is more affordable at $446,800 median vs $449,200.

Median household income in Lodi is $84,570 compared to $65,369 in Union City (+29.4%). While Lodi is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Lodi spend roughly 23.8% of their income on rent, less than the 27.3% in Union City.