Lodi, NJ vs South Amboy, NJ

South Amboy is moderately more affordable than Lodi, with a 6.6% lower cost of living index. Lodi scores 127 compared to 119 for South Amboy, where the US average is 100. This difference means residents of Lodi can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Lodi is $1,675/month compared to $1,644/month in South Amboy — a 2% difference. Home values follow the same pattern: South Amboy is more affordable at $365,000 median vs $449,200.

Median household income in Lodi is $84,570 compared to $110,125 in South Amboy (-23.2%). South Amboy offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Lodi spend roughly 23.8% of their income on rent, more than the 17.9% in South Amboy.