Lodi, NJ vs Passaic, NJ

Passaic is moderately more affordable than Lodi, with a 10.5% lower cost of living index. Lodi scores 127 compared to 115 for Passaic, where the US average is 100. This difference means residents of Lodi can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Lodi is $1,675/month compared to $1,392/month in Passaic — a 20% difference. Home values follow the same pattern: Passaic is more affordable at $406,500 median vs $449,200.

Median household income in Lodi is $84,570 compared to $56,780 in Passaic (+48.9%). While Lodi is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Lodi spend roughly 23.8% of their income on rent, less than the 29.4% in Passaic.