Lodi, CA vs Ontario, CA

Lodi is moderately more affordable than Ontario, with a 13.1% lower cost of living index. Lodi scores 124 compared to 142 for Ontario, where the US average is 100. This difference means residents of Ontario can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Lodi is $1,565/month compared to $1,916/month in Ontario — a 18% difference. Home values follow the same pattern: Lodi is more affordable at $468,800 median vs $568,000.

Median household income in Lodi is $84,402 compared to $82,806 in Ontario (+1.9%). Lodi offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Lodi spend roughly 22.3% of their income on rent, less than the 27.8% in Ontario.

Climate-wise, Ontario is notably warmer with an average of 66.8°F compared to 63°F in Lodi. Lodi receives more rainfall at 13.5" per year compared to 11.6" in Ontario.