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Lochearn, MD vs Silver Spring, MD

101
Lochearn
Maryland
VS
-31%
147
Silver Spring
Maryland

The cost of living difference between Lochearn, MD and Silver Spring, MD is dramatic. Lochearn is 31% cheaper than Silver Spring, a gap that translates to thousands of dollars per year in household expenses. Lochearn has a cost index of 101 while Silver Spring sits at 147, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Lochearn is $1,433/month compared to $1,899/month in Silver Spring — a 25% difference. Home values follow the same pattern: Lochearn is more affordable at $265,200 median vs $619,400.

Median household income in Lochearn is $76,256 compared to $98,880 in Silver Spring (-22.9%). The higher salaries in Silver Spring partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Lochearn spend roughly 22.6% of their income on rent, less than the 23% in Silver Spring.

Climate-wise, both cities share similar average temperatures (59.1°F vs 59.3°F). Lochearn receives more rainfall at 43.7" per year compared to 41.8" in Silver Spring.

Income & Cost

Cost of Living Index
Lochearn
101
31% cheaper
Silver Spring
147
Median Household Income
Lochearn
$76,256
Silver Spring
$98,880
23% higher

Housing

Median Rent
Lochearn
$1,433
25% cheaper
Silver Spring
$1,899
Median Home Value
Lochearn
$265,200
57% cheaper
Silver Spring
$619,400
Population
Lochearn
27,591
Silver Spring
82,129

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Lochearn $3.11
Silver Spring $3.26
US $3.07
🥚
Eggs (grade A, large)
Lochearn $2.54
Silver Spring $2.66
US $2.50
🥛
Milk (whole)
Lochearn $4.09
Silver Spring $4.28
US $4.03
🍞
Bread (white)
Lochearn $1.88
Silver Spring $1.97
US $1.85
🍗
Chicken breast
Lochearn $4.20
Silver Spring $4.41
US $4.14
Electricity
Lochearn $0.21
Silver Spring $0.20
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Lochearn 59.1°F
Silver Spring 59.3°F
Summer High
Lochearn 90°F
Silver Spring 90°F
Winter Low
Lochearn 30°F
Silver Spring 30°F
Rainfall
Lochearn 43.7"
Silver Spring 41.8"
Rainy Days
Lochearn 119d
Silver Spring 118d