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Livingston, MT vs Shelby, MT

91
Livingston
Montana
VS
+25.1%
73
Shelby
Montana

There is a significant gap in the cost of living between these two cities. Shelby is 25.1% cheaper than Livingston. With a cost index of 73 vs 91, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Shelby to Livingston should plan for substantially higher expenses across most categories.

On the housing front, median rent in Livingston is $987/month compared to $769/month in Shelby — a 28% difference. Home values follow the same pattern: Shelby is more affordable at $206,000 median vs $348,700.

Median household income in Livingston is $65,187 compared to $53,357 in Shelby (+22.2%). The higher salaries in Livingston partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Livingston spend roughly 18.2% of their income on rent, more than the 17.3% in Shelby.

Climate-wise, Livingston is notably warmer with an average of 45.5°F compared to 41.8°F in Shelby. Livingston receives more rainfall at 14.5" per year compared to 10.8" in Shelby.

Income & Cost

Cost of Living Index
Livingston
91
Shelby
73
20% cheaper
Median Household Income
Livingston
$65,187
18% higher
Shelby
$53,357

Housing

Median Rent
Livingston
$987
Shelby
$769
22% cheaper
Median Home Value
Livingston
$348,700
Shelby
$206,000
41% cheaper
Population
Livingston
8,635
Shelby
3,129

Salary Equivalency Calculator

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Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Livingston 45.5°F
Shelby 41.8°F
Summer High
Livingston 86°F
Shelby 80°F
Winter Low
Livingston 19°F
Shelby 11°F
Rainfall
Livingston 14.5"
Shelby 10.8"
Rainy Days
Livingston 106d
Shelby 77d