Little Ferry, NJ vs South Toms River, NJ

Little Ferry, NJ and South Toms River, NJ have a very similar cost of living, with only a 2.5% difference in their overall index. Little Ferry scores 126 while South Toms River scores 123 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Little Ferry is $1,798/month compared to $2,019/month in South Toms River — a 11% difference. Interestingly, home values tell a different story: while Little Ferry has cheaper rent, South Toms River actually has lower median home values ($269,200 vs $388,500).

Median household income in Little Ferry is $79,476 compared to $101,466 in South Toms River (-21.7%). South Toms River offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Little Ferry spend roughly 27.1% of their income on rent, more than the 23.9% in South Toms River.