Lino Lakes, MN vs St. Francis, MN

There is a significant gap in the cost of living between these two cities. St. Francis is 25% cheaper than Lino Lakes. With a cost index of 97 vs 121, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from St. Francis to Lino Lakes should plan for substantially higher expenses across most categories.

On the housing front, median rent in Lino Lakes is $1,744/month compared to $1,183/month in St. Francis — a 47% difference. Home values follow the same pattern: St. Francis is more affordable at $297,800 median vs $385,000.

Median household income in Lino Lakes is $121,800 compared to $101,875 in St. Francis (+19.6%). The higher salaries in Lino Lakes partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Lino Lakes spend roughly 17.2% of their income on rent, more than the 13.9% in St. Francis.

Climate-wise, both cities share similar average temperatures (45.8°F vs 45.8°F). St. Francis receives more rainfall at 30.7" per year compared to 30.7" in Lino Lakes.