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Lincoln, VT vs Ludlow, VT

88
Lincoln
Vermont
VS
-1.6%
89
Ludlow
Vermont

Lincoln, VT and Ludlow, VT have a very similar cost of living, with only a 1.6% difference in their overall index. Lincoln scores 88 while Ludlow scores 89 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Lincoln is $845/month compared to $1,029/month in Ludlow — a 18% difference. Interestingly, home values tell a different story: while Lincoln has cheaper rent, Ludlow actually has lower median home values ($278,300 vs $328,800).

Median household income in Lincoln is $78,125 compared to $53,654 in Ludlow (+45.6%). Lincoln offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Lincoln spend roughly 13% of their income on rent, less than the 23% in Ludlow.

Income & Cost

Cost of Living Index
Lincoln
88
2% cheaper
Ludlow
89
Median Household Income
Lincoln
$78,125
31% higher
Ludlow
$53,654

Housing

Median Rent
Lincoln
$845
18% cheaper
Ludlow
$1,029
Median Home Value
Lincoln
$328,800
Ludlow
$278,300
15% cheaper
Population
Lincoln
290
Ludlow
755

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