Lincoln, CA vs Torrance, CA
There is a significant gap in the cost of living between these two cities. Lincoln is 20.5% cheaper than Torrance. With a cost index of 153 vs 192, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Lincoln to Torrance should plan for substantially higher expenses across most categories.
On the housing front, median rent in Lincoln is $2,081/month compared to $2,214/month in Torrance — a 6% difference. Home values follow the same pattern: Lincoln is more affordable at $628,500 median vs $1,036,600.
Median household income in Lincoln is $108,108 compared to $113,105 in Torrance (-4.4%). Torrance does offer higher incomes, but the salary premium barely offsets the higher cost of living, leaving residents with a tighter budget. Looking at affordability, residents of Lincoln spend roughly 23.1% of their income on rent, less than the 23.5% in Torrance.
Climate-wise, both cities share similar average temperatures (61.2°F vs 63°F). Lincoln receives more rainfall at 18" per year compared to 13.6" in Torrance.
Income & Cost
Housing
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Rent by Bedroom Size
HUD Fair Market Rent (FY 2026) — metro area average
Everyday Prices
BLS Average Prices by metro area
Climate
NOAA 30-year normals (1991-2020)