Lincoln, AR vs Oxford, AR

The cost of living difference between Lincoln, AR and Oxford, AR is dramatic. Oxford is 35.6% cheaper than Lincoln, a gap that translates to thousands of dollars per year in household expenses. Lincoln has a cost index of 77 while Oxford sits at 57, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Lincoln is $1,080/month compared to $636/month in Oxford — a 70% difference. Home values follow the same pattern: Oxford is more affordable at $80,500 median vs $151,000.

Median household income in Lincoln is $59,688 compared to $50,313 in Oxford (+18.6%). The higher salaries in Lincoln partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Lincoln spend roughly 21.7% of their income on rent, more than the 15.2% in Oxford.