Lily Lake, IL vs Shelbyville, IL

The cost of living difference between Lily Lake, IL and Shelbyville, IL is dramatic. Shelbyville is 71% cheaper than Lily Lake, a gap that translates to thousands of dollars per year in household expenses. Lily Lake has a cost index of 111 while Shelbyville sits at 65, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Lily Lake is $1,438/month compared to $724/month in Shelbyville — a 99% difference. Home values follow the same pattern: Shelbyville is more affordable at $111,200 median vs $379,300.

Median household income in Lily Lake is $145,192 compared to $54,400 in Shelbyville (+166.9%). While Lily Lake is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Lily Lake spend roughly 11.9% of their income on rent, less than the 16% in Shelbyville.

Climate-wise, Shelbyville is notably warmer with an average of 53.4°F compared to 49.7°F in Lily Lake. Shelbyville receives more rainfall at 36" per year compared to 33.2" in Lily Lake.