Leominster, MA vs Swampscott, MA

The cost of living difference between Leominster, MA and Swampscott, MA is dramatic. Leominster is 36.6% cheaper than Swampscott, a gap that translates to thousands of dollars per year in household expenses. Leominster has a cost index of 103 while Swampscott sits at 163, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Leominster is $1,282/month compared to $2,223/month in Swampscott — a 42% difference. Home values follow the same pattern: Leominster is more affordable at $345,000 median vs $690,800.

Median household income in Leominster is $81,556 compared to $128,964 in Swampscott (-36.8%). While Swampscott is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Leominster spend roughly 18.9% of their income on rent, less than the 20.7% in Swampscott.

Climate-wise, both cities share similar average temperatures (48.9°F vs 49.9°F). Swampscott receives more rainfall at 44.9" per year compared to 43.4" in Leominster.