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Las Lomas, CA vs Waterford, CA

143
Las Lomas
California
VS
+24.6%
115
Waterford
California

There is a significant gap in the cost of living between these two cities. Waterford is 24.6% cheaper than Las Lomas. With a cost index of 115 vs 143, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Waterford to Las Lomas should plan for substantially higher expenses across most categories.

On the housing front, median rent in Las Lomas is $1,570/month compared to $1,567/month in Waterford — a 0% difference. Home values follow the same pattern: Waterford is more affordable at $372,900 median vs $683,900.

Median household income in Las Lomas is $78,869 compared to $73,092 in Waterford (+7.9%). Las Lomas does offer higher incomes, but the salary premium barely offsets the higher cost of living, leaving residents with a tighter budget. Looking at affordability, residents of Las Lomas spend roughly 23.9% of their income on rent, less than the 25.7% in Waterford.

Climate-wise, Waterford is notably warmer with an average of 63.1°F compared to 57.2°F in Las Lomas. Las Lomas receives more rainfall at 22.4" per year compared to 12.3" in Waterford.

Income & Cost

Cost of Living Index
Las Lomas
143
Waterford
115
20% cheaper
Median Household Income
Las Lomas
$78,869
7% higher
Waterford
$73,092

Housing

Median Rent
Las Lomas
$1,570
Waterford
$1,567
Median Home Value
Las Lomas
$683,900
Waterford
$372,900
45% cheaper
Population
Las Lomas
3,223
Waterford
9,177

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Las Lomas $3.22
Waterford $3.22
US $3.07
🥚
Eggs (grade A, large)
Las Lomas $2.62
Waterford $2.62
US $2.50
🥛
Milk (whole)
Las Lomas $4.22
Waterford $4.22
US $4.03
🍞
Bread (white)
Las Lomas $1.94
Waterford $1.94
US $1.85
🍗
Chicken breast
Las Lomas $4.35
Waterford $4.35
US $4.14
Electricity
Las Lomas $0.26
Waterford $0.27
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Las Lomas 57.2°F
Waterford 63.1°F
Summer High
Las Lomas 72°F
Waterford 95°F
Winter Low
Las Lomas 40°F
Waterford 39°F
Rainfall
Las Lomas 22.4"
Waterford 12.3"
Rainy Days
Las Lomas 68d
Waterford 53d