Lancaster, KS vs Spearville, KS

Lancaster is moderately more affordable than Spearville, with a 7.8% lower cost of living index. Lancaster scores 64 compared to 70 for Spearville, where the US average is 100. This difference means residents of Spearville can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Lancaster is $850/month compared to $775/month in Spearville — a 10% difference. Interestingly, home values tell a different story: while Spearville has cheaper rent, Lancaster actually has lower median home values ($97,300 vs $185,400).

Median household income in Lancaster is $44,375 compared to $71,230 in Spearville (-37.7%). While Spearville is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Lancaster spend roughly 23% of their income on rent, more than the 13.1% in Spearville.