Lampasas, TX vs Stephenville, TX

Lampasas is moderately more affordable than Stephenville, with a 13% lower cost of living index. Lampasas scores 75 compared to 86 for Stephenville, where the US average is 100. This difference means residents of Stephenville can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Lampasas is $867/month compared to $1,128/month in Stephenville — a 23% difference. Home values follow the same pattern: Lampasas is more affordable at $197,000 median vs $226,300.

Median household income in Lampasas is $63,173 compared to $55,504 in Stephenville (+13.8%). Lampasas offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Lampasas spend roughly 16.5% of their income on rent, less than the 24.4% in Stephenville.

Climate-wise, both cities share similar average temperatures (67.5°F vs 65°F). Stephenville receives more rainfall at 34.1" per year compared to 28.4" in Lampasas.