Lake Summerset, IL vs Pontoon Beach, IL

Pontoon Beach is moderately more affordable than Lake Summerset, with a 10.6% lower cost of living index. Lake Summerset scores 87 compared to 78 for Pontoon Beach, where the US average is 100. This difference means residents of Lake Summerset can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Lake Summerset is $1,206/month compared to $1,117/month in Pontoon Beach — a 8% difference. Home values follow the same pattern: Pontoon Beach is more affordable at $137,900 median vs $226,700.

Median household income in Lake Summerset is $105,588 compared to $59,375 in Pontoon Beach (+77.8%). While Lake Summerset is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Lake Summerset spend roughly 13.7% of their income on rent, less than the 22.6% in Pontoon Beach.

Climate-wise, Pontoon Beach is notably warmer with an average of 56.5°F compared to 49.4°F in Lake Summerset. Pontoon Beach receives more rainfall at 40.8" per year compared to 37.2" in Lake Summerset.