Lake Ozark, MO vs Valley Park, MO

Lake Ozark is moderately more affordable than Valley Park, with a 5.3% lower cost of living index. Lake Ozark scores 88 compared to 93 for Valley Park, where the US average is 100. This difference means residents of Valley Park can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Lake Ozark is $1,017/month compared to $1,343/month in Valley Park — a 24% difference. Interestingly, home values tell a different story: while Lake Ozark has cheaper rent, Valley Park actually has lower median home values ($232,900 vs $308,700).

Median household income in Lake Ozark is $80,476 compared to $64,470 in Valley Park (+24.8%). Lake Ozark offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Lake Ozark spend roughly 15.2% of their income on rent, less than the 25% in Valley Park.