Laie, HI vs Ocean Pointe, HI

Laie is moderately more affordable than Ocean Pointe, with a 11.4% lower cost of living index. Laie scores 188 compared to 212 for Ocean Pointe, where the US average is 100. This difference means residents of Ocean Pointe can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Laie is $2,375/month compared to $3,347/month in Ocean Pointe — a 29% difference. Interestingly, home values tell a different story: while Laie has cheaper rent, Ocean Pointe actually has lower median home values ($877,600 vs $942,700).

Median household income in Laie is $119,219 compared to $143,394 in Ocean Pointe (-16.9%). While Ocean Pointe is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Laie spend roughly 23.9% of their income on rent, less than the 28% in Ocean Pointe.