Lafayette, CO vs Loveland, CO

There is a significant gap in the cost of living between these two cities. Loveland is 22.9% cheaper than Lafayette. With a cost index of 122 vs 150, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Loveland to Lafayette should plan for substantially higher expenses across most categories.

On the housing front, median rent in Lafayette is $2,042/month compared to $1,683/month in Loveland — a 21% difference. Home values follow the same pattern: Loveland is more affordable at $453,100 median vs $647,600.

Median household income in Lafayette is $110,431 compared to $82,592 in Loveland (+33.7%). While Lafayette is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Lafayette spend roughly 22.2% of their income on rent, less than the 24.5% in Loveland.