Ladysmith, WI vs Windsor, WI

The cost of living difference between Ladysmith, WI and Windsor, WI is dramatic. Ladysmith is 38.9% cheaper than Windsor, a gap that translates to thousands of dollars per year in household expenses. Ladysmith has a cost index of 65 while Windsor sits at 106, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Ladysmith is $819/month compared to $1,322/month in Windsor — a 38% difference. Home values follow the same pattern: Ladysmith is more affordable at $88,800 median vs $399,900.

Median household income in Ladysmith is $40,104 compared to $115,111 in Windsor (-65.2%). While Windsor is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Ladysmith spend roughly 24.5% of their income on rent, more than the 13.8% in Windsor.