Ladysmith, WI vs St. Francis, WI

There is a significant gap in the cost of living between these two cities. Ladysmith is 16.1% cheaper than St. Francis. With a cost index of 65 vs 78, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Ladysmith to St. Francis should plan for substantially higher expenses across most categories.

On the housing front, median rent in Ladysmith is $819/month compared to $893/month in St. Francis — a 8% difference. Home values follow the same pattern: Ladysmith is more affordable at $88,800 median vs $207,200.

Median household income in Ladysmith is $40,104 compared to $58,490 in St. Francis (-31.4%). While St. Francis is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Ladysmith spend roughly 24.5% of their income on rent, more than the 18.3% in St. Francis.