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Ladera Ranch, CA vs Pismo Beach, CA

227
Ladera Ranch
California
VS
+19.5%
190
Pismo Beach
California

There is a significant gap in the cost of living between these two cities. Pismo Beach is 19.5% cheaper than Ladera Ranch. With a cost index of 190 vs 227, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Pismo Beach to Ladera Ranch should plan for substantially higher expenses across most categories.

On the housing front, median rent in Ladera Ranch is $3,331/month compared to $2,298/month in Pismo Beach — a 45% difference. Home values follow the same pattern: Pismo Beach is more affordable at $992,900 median vs $1,046,600.

Median household income in Ladera Ranch is $184,257 compared to $112,913 in Pismo Beach (+63.2%). While Ladera Ranch is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Ladera Ranch spend roughly 21.7% of their income on rent, less than the 24.4% in Pismo Beach.

Climate-wise, Ladera Ranch is notably warmer with an average of 64.9°F compared to 59.7°F in Pismo Beach. Pismo Beach receives more rainfall at 17.9" per year compared to 11.2" in Ladera Ranch.

Income & Cost

Cost of Living Index
Ladera Ranch
227
Pismo Beach
190
16% cheaper
Median Household Income
Ladera Ranch
$184,257
39% higher
Pismo Beach
$112,913

Housing

Median Rent
Ladera Ranch
$3,331
Pismo Beach
$2,298
31% cheaper
Median Home Value
Ladera Ranch
$1,046,600
Pismo Beach
$992,900
5% cheaper
Population
Ladera Ranch
23,609
Pismo Beach
8,024

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Ladera Ranch $3.28
Pismo Beach $3.22
US $3.07
🥚
Eggs (grade A, large)
Ladera Ranch $2.68
Pismo Beach $2.62
US $2.50
🥛
Milk (whole)
Ladera Ranch $4.31
Pismo Beach $4.22
US $4.03
🍞
Bread (white)
Ladera Ranch $1.98
Pismo Beach $1.94
US $1.85
🍗
Chicken breast
Ladera Ranch $4.44
Pismo Beach $4.35
US $4.14
Electricity
Ladera Ranch $0.27
Pismo Beach $0.25
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Ladera Ranch 64.9°F
Pismo Beach 59.7°F
Summer High
Ladera Ranch 79°F
Pismo Beach 78°F
Winter Low
Ladera Ranch 49°F
Pismo Beach 41°F
Rainfall
Ladera Ranch 11.2"
Pismo Beach 17.9"
Rainy Days
Ladera Ranch 41d
Pismo Beach 56d