La Fayette, IL vs Ruma, IL

La Fayette, IL and Ruma, IL have a very similar cost of living, with only a 4.9% difference in their overall index. La Fayette scores 75 while Ruma scores 72 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

When it comes to buying, median home values in La Fayette are $51,000 compared to $125,000 in Ruma, a 59% gap.

Median household income in La Fayette is $49,519 compared to $71,875 in Ruma (-31.1%). Ruma offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power.

Climate-wise, Ruma is notably warmer with an average of 57.7°F compared to 52.7°F in La Fayette. Ruma receives more rainfall at 43.4" per year compared to 37.6" in La Fayette.