Krum, TX vs Somerset, TX

The cost of living difference between Krum, TX and Somerset, TX is dramatic. Somerset is 36.2% cheaper than Krum, a gap that translates to thousands of dollars per year in household expenses. Krum has a cost index of 110 while Somerset sits at 81, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Krum is $1,669/month compared to $1,129/month in Somerset — a 48% difference. Home values follow the same pattern: Somerset is more affordable at $164,700 median vs $286,300.

Median household income in Krum is $111,316 compared to $75,337 in Somerset (+47.8%). While Krum is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Krum spend roughly 18% of their income on rent, less than the 18% in Somerset.

Climate-wise, Somerset is notably warmer with an average of 71.1°F compared to 64.5°F in Krum. Krum receives more rainfall at 35.6" per year compared to 29.7" in Somerset.