Kirkwood, MO vs St. Ann, MO

The cost of living difference between Kirkwood, MO and St. Ann, MO is dramatic. St. Ann is 49% cheaper than Kirkwood, a gap that translates to thousands of dollars per year in household expenses. Kirkwood has a cost index of 107 while St. Ann sits at 72, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Kirkwood is $1,293/month compared to $952/month in St. Ann — a 36% difference. Home values follow the same pattern: St. Ann is more affordable at $118,600 median vs $421,500.

Median household income in Kirkwood is $117,439 compared to $52,059 in St. Ann (+125.6%). While Kirkwood is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Kirkwood spend roughly 13.2% of their income on rent, less than the 21.9% in St. Ann.