Kirkwood, MO vs Overland, MO

The cost of living difference between Kirkwood, MO and Overland, MO is dramatic. Overland is 41.3% cheaper than Kirkwood, a gap that translates to thousands of dollars per year in household expenses. Kirkwood has a cost index of 107 while Overland sits at 76, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Kirkwood is $1,293/month compared to $1,073/month in Overland — a 21% difference. Home values follow the same pattern: Overland is more affordable at $121,500 median vs $421,500.

Median household income in Kirkwood is $117,439 compared to $57,755 in Overland (+103.3%). While Kirkwood is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Kirkwood spend roughly 13.2% of their income on rent, less than the 22.3% in Overland.