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Kingston, NY vs Schenectady, NY

98
Kingston
New York
VS
+21.5%
80
Schenectady
New York

There is a significant gap in the cost of living between these two cities. Schenectady is 21.5% cheaper than Kingston. With a cost index of 80 vs 98, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Schenectady to Kingston should plan for substantially higher expenses across most categories.

On the housing front, median rent in Kingston is $1,323/month compared to $1,109/month in Schenectady — a 19% difference. Home values follow the same pattern: Schenectady is more affordable at $152,000 median vs $277,900.

Median household income in Kingston is $65,413 compared to $56,398 in Schenectady (+16%). The higher salaries in Kingston partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Kingston spend roughly 24.3% of their income on rent, more than the 23.6% in Schenectady.

Climate-wise, both cities share similar average temperatures (48.6°F vs 49.4°F). Kingston receives more rainfall at 45.8" per year compared to 40.7" in Schenectady.

Income & Cost

Cost of Living Index
Kingston
98
Schenectady
80
18% cheaper
Median Household Income
Kingston
$65,413
14% higher
Schenectady
$56,398

Housing

Median Rent
Kingston
$1,323
Schenectady
$1,109
16% cheaper
Median Home Value
Kingston
$277,900
Schenectady
$152,000
45% cheaper
Population
Kingston
23,942
Schenectady
68,521

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Kingston $2.98
Schenectady $2.98
US $3.07
🥚
Eggs (grade A, large)
Kingston $2.43
Schenectady $2.43
US $2.50
🥛
Milk (whole)
Kingston $3.92
Schenectady $3.92
US $4.03
🍞
Bread (white)
Kingston $1.80
Schenectady $1.80
US $1.85
🍗
Chicken breast
Kingston $4.03
Schenectady $4.03
US $4.14
Electricity
Kingston $0.25
Schenectady $0.25
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Kingston 48.6°F
Schenectady 49.4°F
Summer High
Kingston 83°F
Schenectady 84°F
Winter Low
Kingston 16°F
Schenectady 16°F
Rainfall
Kingston 45.8"
Schenectady 40.7"
Rainy Days
Kingston 142d
Schenectady 139d