Key West, FL vs Orange Park, FL

The cost of living difference between Key West, FL and Orange Park, FL is dramatic. Orange Park is 70.7% cheaper than Key West, a gap that translates to thousands of dollars per year in household expenses. Key West has a cost index of 166 while Orange Park sits at 97, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Key West is $2,075/month compared to $1,355/month in Orange Park — a 53% difference. Home values follow the same pattern: Orange Park is more affordable at $257,400 median vs $816,300.

Median household income in Key West is $78,532 compared to $74,564 in Orange Park (+5.3%). Key West does offer higher incomes, but the salary premium barely offsets the higher cost of living, leaving residents with a tighter budget. Looking at affordability, residents of Key West spend roughly 31.7% of their income on rent, more than the 21.8% in Orange Park. The Orange Park ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.

Climate-wise, Key West is notably warmer with an average of 78.9°F compared to 71.4°F in Orange Park. Orange Park receives more rainfall at 47.6" per year compared to 40.4" in Key West.