Kettering, OH vs Xenia, OH

Xenia is moderately more affordable than Kettering, with a 8.9% lower cost of living index. Kettering scores 78 compared to 72 for Xenia, where the US average is 100. This difference means residents of Kettering can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Kettering is $983/month compared to $895/month in Xenia — a 10% difference. Home values follow the same pattern: Xenia is more affordable at $147,300 median vs $192,500.

Median household income in Kettering is $71,619 compared to $54,616 in Xenia (+31.1%). While Kettering is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Kettering spend roughly 16.5% of their income on rent, less than the 19.7% in Xenia.