Kettering, OH vs Troy, OH

Kettering, OH and Troy, OH have a very similar cost of living, with only a 1.2% difference in their overall index. Kettering scores 78 while Troy scores 77 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Kettering is $983/month compared to $934/month in Troy — a 5% difference. Interestingly, home values tell a different story: while Troy has cheaper rent, Kettering actually has lower median home values ($192,500 vs $199,400).

Median household income in Kettering is $71,619 compared to $70,450 in Troy (+1.7%). While Kettering is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Kettering spend roughly 16.5% of their income on rent, more than the 15.9% in Troy.