Kettering, OH vs Springfield, OH

There is a significant gap in the cost of living between these two cities. Springfield is 21.2% cheaper than Kettering. With a cost index of 64 vs 78, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Springfield to Kettering should plan for substantially higher expenses across most categories.

On the housing front, median rent in Kettering is $983/month compared to $805/month in Springfield — a 22% difference. Home values follow the same pattern: Springfield is more affordable at $107,600 median vs $192,500.

Median household income in Kettering is $71,619 compared to $45,883 in Springfield (+56.1%). While Kettering is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Kettering spend roughly 16.5% of their income on rent, less than the 21.1% in Springfield.