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Kettering, MD vs Silver Hill, MD

142
Kettering
Maryland
VS
+29.8%
109
Silver Hill
Maryland

There is a significant gap in the cost of living between these two cities. Silver Hill is 29.8% cheaper than Kettering. With a cost index of 109 vs 142, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Silver Hill to Kettering should plan for substantially higher expenses across most categories.

On the housing front, median rent in Kettering is $2,285/month compared to $1,569/month in Silver Hill — a 46% difference. Home values follow the same pattern: Silver Hill is more affordable at $283,900 median vs $416,500.

Median household income in Kettering is $124,036 compared to $61,566 in Silver Hill (+101.5%). While Kettering is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Kettering spend roughly 22.1% of their income on rent, less than the 30.6% in Silver Hill. The Kettering ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.

Climate-wise, both cities share similar average temperatures (59.3°F vs 59.3°F). Silver Hill receives more rainfall at 41.8" per year compared to 41.8" in Kettering.

Income & Cost

Cost of Living Index
Kettering
142
Silver Hill
109
23% cheaper
Median Household Income
Kettering
$124,036
50% higher
Silver Hill
$61,566

Housing

Median Rent
Kettering
$2,285
Silver Hill
$1,569
31% cheaper
Median Home Value
Kettering
$416,500
Silver Hill
$283,900
32% cheaper
Population
Kettering
13,866
Silver Hill
5,068

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Kettering $3.26
Silver Hill $3.26
US $3.07
🥚
Eggs (grade A, large)
Kettering $2.66
Silver Hill $2.66
US $2.50
🥛
Milk (whole)
Kettering $4.28
Silver Hill $4.28
US $4.03
🍞
Bread (white)
Kettering $1.97
Silver Hill $1.97
US $1.85
🍗
Chicken breast
Kettering $4.41
Silver Hill $4.41
US $4.14
Electricity
Kettering $0.20
Silver Hill $0.20
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Kettering 59.3°F
Silver Hill 59.3°F
Summer High
Kettering 90°F
Silver Hill 90°F
Winter Low
Kettering 30°F
Silver Hill 30°F
Rainfall
Kettering 41.8"
Silver Hill 41.8"
Rainy Days
Kettering 118d
Silver Hill 118d