Kemp, TX vs Whitesboro, TX

Kemp is moderately more affordable than Whitesboro, with a 7.8% lower cost of living index. Kemp scores 82 compared to 89 for Whitesboro, where the US average is 100. This difference means residents of Whitesboro can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Kemp is $1,080/month compared to $1,309/month in Whitesboro — a 18% difference. Home values follow the same pattern: Kemp is more affordable at $168,300 median vs $211,900.

Median household income in Kemp is $69,875 compared to $73,638 in Whitesboro (-5.1%). The higher salaries in Whitesboro partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Kemp spend roughly 18.5% of their income on rent, less than the 21.3% in Whitesboro.