Keego Harbor, MI vs St. Joseph, MI

Keego Harbor, MI and St. Joseph, MI have a very similar cost of living, with only a 2.7% difference in their overall index. Keego Harbor scores 89 while St. Joseph scores 86 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Keego Harbor is $1,125/month compared to $1,079/month in St. Joseph — a 4% difference. Interestingly, home values tell a different story: while St. Joseph has cheaper rent, Keego Harbor actually has lower median home values ($246,300 vs $271,100).

Median household income in Keego Harbor is $70,185 compared to $77,765 in St. Joseph (-9.7%). St. Joseph offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Keego Harbor spend roughly 19.2% of their income on rent, more than the 16.7% in St. Joseph.