Kearny, NJ vs Point Pleasant, NJ

Kearny is moderately more affordable than Point Pleasant, with a 12.1% lower cost of living index. Kearny scores 125 compared to 142 for Point Pleasant, where the US average is 100. This difference means residents of Point Pleasant can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Kearny is $1,649/month compared to $1,969/month in Point Pleasant — a 16% difference. Home values follow the same pattern: Kearny is more affordable at $431,700 median vs $523,400.

Median household income in Kearny is $83,212 compared to $108,713 in Point Pleasant (-23.5%). While Point Pleasant is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Kearny spend roughly 23.8% of their income on rent, more than the 21.7% in Point Pleasant.