Kaloko, HI vs Waimanalo Beach, HI

The cost of living difference between Kaloko, HI and Waimanalo Beach, HI is dramatic. Waimanalo Beach is 39.3% cheaper than Kaloko, a gap that translates to thousands of dollars per year in household expenses. Kaloko has a cost index of 190 while Waimanalo Beach sits at 136, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Kaloko is $1,898/month compared to $1,000/month in Waimanalo Beach — a 90% difference. Home values follow the same pattern: Waimanalo Beach is more affordable at $816,500 median vs $1,143,400.

Median household income in Kaloko is $104,167 compared to $120,769 in Waimanalo Beach (-13.7%). Waimanalo Beach offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Kaloko spend roughly 21.9% of their income on rent, more than the 9.9% in Waimanalo Beach.