Kailua CDP (Hawaii County), HI vs Kapaa, HI

Kailua CDP (Hawaii County) is moderately more affordable than Kapaa, with a 13% lower cost of living index. Kailua CDP (Hawaii County) scores 145 compared to 166 for Kapaa, where the US average is 100. This difference means residents of Kapaa can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Kailua CDP (Hawaii County) is $1,747/month compared to $1,997/month in Kapaa — a 13% difference. Home values follow the same pattern: Kailua CDP (Hawaii County) is more affordable at $649,400 median vs $821,500.

Median household income in Kailua CDP (Hawaii County) is $86,743 compared to $89,440 in Kapaa (-3%). Kapaa does offer higher incomes, but the salary premium barely offsets the higher cost of living, leaving residents with a tighter budget. Looking at affordability, residents of Kailua CDP (Hawaii County) spend roughly 24.2% of their income on rent, less than the 26.8% in Kapaa.