Kahului, HI vs Kapaa, HI

Kahului is moderately more affordable than Kapaa, with a 9.5% lower cost of living index. Kahului scores 151 compared to 166 for Kapaa, where the US average is 100. This difference means residents of Kapaa can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Kahului is $1,473/month compared to $1,997/month in Kapaa — a 26% difference. Interestingly, home values tell a different story: while Kahului has cheaper rent, Kapaa actually has lower median home values ($821,500 vs $833,200).

Median household income in Kahului is $92,062 compared to $89,440 in Kapaa (+2.9%). Kahului offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Kahului spend roughly 19.2% of their income on rent, less than the 26.8% in Kapaa.