Joshua, TX vs Kerrville, TX
Kerrville is moderately more affordable than Joshua, with a 10.2% lower cost of living index. Joshua scores 97 compared to 88 for Kerrville, where the US average is 100. This difference means residents of Joshua can expect to pay noticeably more for everyday expenses, housing, and services.
On the housing front, median rent in Joshua is $1,286/month compared to $1,075/month in Kerrville — a 20% difference. Interestingly, home values tell a different story: while Kerrville has cheaper rent, Joshua actually has lower median home values ($271,000 vs $272,700).
Median household income in Joshua is $60,466 compared to $59,431 in Kerrville (+1.7%). Joshua does offer higher incomes, but the salary premium barely offsets the higher cost of living, leaving residents with a tighter budget. Looking at affordability, residents of Joshua spend roughly 25.5% of their income on rent, more than the 21.7% in Kerrville.
Climate-wise, both cities share similar average temperatures (67.8°F vs 69.6°F). Joshua receives more rainfall at 32.6" per year compared to 24.9" in Kerrville.
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Climate
NOAA 30-year normals (1991-2020)