Jerseyville, IL vs Montgomery, IL

The cost of living difference between Jerseyville, IL and Montgomery, IL is dramatic. Jerseyville is 40.8% cheaper than Montgomery, a gap that translates to thousands of dollars per year in household expenses. Jerseyville has a cost index of 68 while Montgomery sits at 116, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Jerseyville is $826/month compared to $1,897/month in Montgomery — a 57% difference. Home values follow the same pattern: Jerseyville is more affordable at $124,200 median vs $270,700.

Median household income in Jerseyville is $71,623 compared to $96,985 in Montgomery (-26.2%). The higher salaries in Montgomery partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Jerseyville spend roughly 13.8% of their income on rent, less than the 23.5% in Montgomery.

Climate-wise, Jerseyville is notably warmer with an average of 56.1°F compared to 49.4°F in Montgomery. Jerseyville receives more rainfall at 39.4" per year compared to 33.8" in Montgomery.