Jefferson, MD vs Somerset, MD

The cost of living difference between Jefferson, MD and Somerset, MD is dramatic. Jefferson is 59.7% cheaper than Somerset, a gap that translates to thousands of dollars per year in household expenses. Jefferson has a cost index of 119 while Somerset sits at 294, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Jefferson is $1,347/month compared to $3,501/month in Somerset — a 62% difference. Home values follow the same pattern: Jefferson is more affordable at $479,400 median vs $1,820,800.

Median household income in Jefferson is $145,664 compared to $250,001 in Somerset (-41.7%). The higher salaries in Somerset partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Jefferson spend roughly 11.1% of their income on rent, less than the 16.8% in Somerset.

Climate-wise, Somerset is notably warmer with an average of 59.3°F compared to 54.1°F in Jefferson. Somerset receives more rainfall at 41.8" per year compared to 39" in Jefferson.