Jamestown, KY vs Monticello, KY

Jamestown is moderately more affordable than Monticello, with a 7.6% lower cost of living index. Jamestown scores 58 compared to 63 for Monticello, where the US average is 100. This difference means residents of Monticello can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Jamestown is $538/month compared to $679/month in Monticello — a 21% difference. Home values follow the same pattern: Jamestown is more affordable at $119,200 median vs $125,800.

Median household income in Jamestown is $25,602 compared to $37,733 in Monticello (-32.1%). While Monticello is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Jamestown spend roughly 25.2% of their income on rent, more than the 21.6% in Monticello.