Jacksonville, NY vs Philmont, NY

There is a significant gap in the cost of living between these two cities. Philmont is 15.4% cheaper than Jacksonville. With a cost index of 85 vs 98, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Philmont to Jacksonville should plan for substantially higher expenses across most categories.

On the housing front, median rent in Jacksonville is $1,583/month compared to $1,036/month in Philmont — a 53% difference. Interestingly, home values tell a different story: while Philmont has cheaper rent, Jacksonville actually has lower median home values ($190,600 vs $215,700).

Median household income in Jacksonville is $60,000 compared to $62,972 in Philmont (-4.7%). Philmont offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Jacksonville spend roughly 31.7% of their income on rent, more than the 19.7% in Philmont. The Philmont ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.

Climate-wise, both cities share similar average temperatures (45.2°F vs 46.1°F). Philmont receives more rainfall at 44.2" per year compared to 41.7" in Jacksonville.