Jacksonville Beach, FL vs St. Cloud, FL

There is a significant gap in the cost of living between these two cities. St. Cloud is 23.9% cheaper than Jacksonville Beach. With a cost index of 108 vs 134, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from St. Cloud to Jacksonville Beach should plan for substantially higher expenses across most categories.

On the housing front, median rent in Jacksonville Beach is $1,867/month compared to $1,528/month in St. Cloud — a 22% difference. Home values follow the same pattern: St. Cloud is more affordable at $324,100 median vs $523,600.

Median household income in Jacksonville Beach is $115,825 compared to $76,196 in St. Cloud (+52%). While Jacksonville Beach is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Jacksonville Beach spend roughly 19.3% of their income on rent, less than the 24.1% in St. Cloud.

Climate-wise, St. Cloud is notably warmer with an average of 73°F compared to 69.5°F in Jacksonville Beach. Jacksonville Beach receives more rainfall at 51.8" per year compared to 51.4" in St. Cloud.