Jacksonville Beach, FL vs Odessa, FL

Odessa is moderately more affordable than Jacksonville Beach, with a 6.5% lower cost of living index. Jacksonville Beach scores 134 compared to 126 for Odessa, where the US average is 100. This difference means residents of Jacksonville Beach can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Jacksonville Beach is $1,867/month compared to $1,620/month in Odessa — a 15% difference. Home values follow the same pattern: Odessa is more affordable at $503,400 median vs $523,600.

Median household income in Jacksonville Beach is $115,825 compared to $116,870 in Odessa (-0.9%). Odessa offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Jacksonville Beach spend roughly 19.3% of their income on rent, more than the 16.6% in Odessa.

Climate-wise, Odessa is notably warmer with an average of 74.5°F compared to 69.5°F in Jacksonville Beach. Jacksonville Beach receives more rainfall at 51.8" per year compared to 49.5" in Odessa.