Jackson, OH vs Spencerville, OH

Jackson, OH and Spencerville, OH have a very similar cost of living, with only a 2.3% difference in their overall index. Jackson scores 66 while Spencerville scores 68 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Jackson is $784/month compared to $848/month in Spencerville — a 8% difference. Home values follow the same pattern: Jackson is more affordable at $128,300 median vs $141,700.

Median household income in Jackson is $53,609 compared to $49,938 in Spencerville (+7.4%). Jackson offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Jackson spend roughly 17.5% of their income on rent, less than the 20.4% in Spencerville.