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Isla Vista, CA vs Monrovia, CA

198
Isla Vista
California
VS
+13.6%
174
Monrovia
California

Monrovia is moderately more affordable than Isla Vista, with a 13.6% lower cost of living index. Isla Vista scores 198 compared to 174 for Monrovia, where the US average is 100. This difference means residents of Isla Vista can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Isla Vista is $1,856/month compared to $2,009/month in Monrovia — a 8% difference. Interestingly, home values tell a different story: while Isla Vista has cheaper rent, Monrovia actually has lower median home values ($891,700 vs $1,241,700).

Median household income in Isla Vista is $24,428 compared to $97,083 in Monrovia (-74.8%). Monrovia offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Isla Vista spend roughly 91.2% of their income on rent, more than the 24.8% in Monrovia. The Monrovia ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.

Climate-wise, Monrovia is notably warmer with an average of 65.8°F compared to 58.4°F in Isla Vista. Isla Vista receives more rainfall at 19" per year compared to 14.3" in Monrovia.

Income & Cost

Cost of Living Index
Isla Vista
198
Monrovia
174
12% cheaper
Median Household Income
Isla Vista
$24,428
Monrovia
$97,083
75% higher

Housing

Median Rent
Isla Vista
$1,856
8% cheaper
Monrovia
$2,009
Median Home Value
Isla Vista
$1,241,700
Monrovia
$891,700
28% cheaper
Population
Isla Vista
13,717
Monrovia
37,553

Salary Equivalency Calculator

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Rent by Bedroom Size

HUD Fair Market Rent (FY 2026) — metro area average

Studio
Isla Vista $2,770
Monrovia $2,031
27% cheaper
1 Bed
Isla Vista $3,090
Monrovia $2,272
26% cheaper
2 Bed
Isla Vista $3,520
Monrovia $2,835
19% cheaper
3 Bed
Isla Vista $4,590
Monrovia $3,599
22% cheaper
4 Bed
Isla Vista $5,230
Monrovia $4,010
23% cheaper

Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Isla Vista $3.22
Monrovia $3.28
US $3.07
🥚
Eggs (grade A, large)
Isla Vista $2.62
Monrovia $2.68
US $2.50
🥛
Milk (whole)
Isla Vista $4.22
Monrovia $4.31
US $4.03
🍞
Bread (white)
Isla Vista $1.94
Monrovia $1.98
US $1.85
🍗
Chicken breast
Isla Vista $4.35
Monrovia $4.44
US $4.14
Electricity
Isla Vista $0.25
Monrovia $0.27
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Isla Vista 58.4°F
Monrovia 65.8°F
Summer High
Isla Vista 71°F
Monrovia 82°F
Winter Low
Isla Vista 43°F
Monrovia 49°F
Rainfall
Isla Vista 19"
Monrovia 14.3"
Rainy Days
Isla Vista 0d
Monrovia 34d